Launching a Home-Based Business in Michigan? Here’s What You Need to Know

If you're considering launching a business from the comfort of your home in the Great Lakes Bay Region, or you're already running one, it’s easy to be drawn in by the benefits. Flexible hours, reduced overhead, and the convenience of working in your own space are certainly enticing. However, as our legal team at Garske Hewitt & Rodenbo frequently advises, navigating zoning laws and local real estate regulations is critical for safeguarding your business and your property.

Zoning Laws in Michigan’s Great Lakes Bay Region

One of the first hurdles you may encounter is zoning —local ordinances that determine how land and properties can be used. In many communities across Bay City, Saginaw, Midland, and surrounding areas, zoning regulations can limit the types of businesses that are legally permitted to operate in residential neighborhoods. This may include restrictions on:

  • The number of customers or deliveries at your residence

  • Business signage on your property

  • Noise or traffic associated with business activities

It’s essential to verify that your home business complies with your municipality's zoning code, which may involve obtaining a home occupation permit or other approvals.

Permits and Licenses: Not Just a Formality

Every locality in Michigan has different licensing requirements depending on the type of business and its impact on the community. In the Great Lakes Bay Region, you may need:

  • A local business license

  • A home occupation certificate

  • A zoning variance for specific activities (e.g., if your business uses specialized equipment)

Operating without the necessary permits can result in fines, cease-and-desist orders, or even eviction if your business violates local ordinances.

HOA and Deed Restrictions: The Fine Print That Matters

If you live in a homeowners association (HOA)-regulated neighborhood or your property has recorded deed restrictions, those rules may further limit your business activities. Common restrictions include:

  • Prohibiting exterior signage

  • Banning customer visits or deliveries

  • Restricting any structural changes related to business use

At Garske Hewitt & Rodenbo, we recommend reviewing your HOA bylaws and property deeds carefully—or better yet, let our attorneys help you interpret them correctly.

Renting? Talk to Your Landlord First

If you rent your home or apartment, check your lease. Many landlords prohibit commercial activity on their property unless expressly permitted in writing. We advise tenants to communicate openly with their landlords and obtain a formal lease addendum that authorizes business use—before you invest time or money in your venture.

Legal Tips for Home-Based Business Success

To set yourself up for long-term success while staying on the right side of the law:

  1. Consult your local zoning department for guidance specific to your township or city.

  2. Document any permissions or approvals from landlords or HOAs.

  3. Stay low-impact —avoid business activities that draw attention or create disruptions.

  4. Seek legal advice if you're unsure about compliance or liability exposure.

We’re Here to Help

Starting a home-based business is exciting—but the legal landscape can be tricky. At Garske Hewitt & Rodenbo, we’re proud to support entrepreneurs and small business owners across the Great Lakes Bay Region. Whether you need help reviewing lease agreements, applying for permits, or navigating local regulations, our attorneys are here to guide you every step of the way.

Contact us today to ensure your home-based business has the strong legal foundation it needs to grow confidently and compliantly.